Online Easy Access

Accounts for those who prefer to manage their money online. Check your balance, view your statements and make transfers online to your Nominated Accounts.

In the event that the balance falls below the minimum operating balance as stated within the relevant product details below, the basic savings rate of interest, which is currently 0.05% Gross p.a/ AER(variable) for non-ISA accounts and 0.05% Tax-Free§ p.a. / AER (variable) for ISA accounts, shall apply. The ISA accounts are not Flexible Cash ISAs meaning any amount withdrawn cannot be replaced and will count towards your yearly ISA limit.

 

  • Limited Issue Online Access Cash ISA (Issue 23)

    Interest rate:

    0.65% Tax-free§ p.a./AER variable

    The term is fixed until 01 September 2021

    • Interest paid: Calculated daily and paid on maturity (01 September 2021).
    • Minimum operating balance: £1,000.
    • Maximum operating balance: The maximum you can invest in the 2020/2021 tax year is £20,000 (less any amount invested in a Stocks and Shares ISA, Innovative Finance ISA and/or Lifetime ISA in the same tax year). You must not exceed the ISA limits in any one tax year.
    • Withdrawals: Unlimited withdrawals can be made to your Nominated Accounts (as defined in the General Conditions) without notice or loss of interest, subject to the minimum balance of £1,000 being maintained.

    The account may be closed for further deposits at any time. This will be done on a minimum of 30 days’ written notice, after which you will not be able to deposit further funds.

    Full details
  • Limited Issue Online Access Account (Issue 13)

    Interest rate:

    0.85% Gross p.a./AER variable

    The term is fixed until 01 September 2021

    • Interest paid: Interest is calculated daily and paid on maturity (01 September 2021)
    • Minimum operating balance: £1,000
    • Maximum balance: Maximum balance: £1,000,000, £2,000,000 for joint accounts, plus accrued interest credited to the account.
    • Withdrawals: Unlimited withdrawals can be made to your Nominated Accounts (as defined in the General Conditions) without notice or loss of interest, subject to the minimum balance of £1,000 being maintained.

    The account may be closed for further deposits at any time. This will be done on a minimum of 30 days’ written notice, after which you will not be able to deposit further funds.

    Full details

Important information about our online facilities

  • Withdrawals to your Nominated Accounts made before 8pm on a working day will be available to the payee on the next working day.
  • When money is paid into your account, provided the payment is received by us between 7am and 7pm, you will be able to withdraw the funds that day.
  • These are online accounts and can only be opened and operated online.
  • The Society’s online savings service will be unavailable each day for 1 hour between 12 midnight and 1am while our systems update.