Fixed Rate Bonds

Invest for the future with lump sum deposits to make the most of higher interest rates. Choose from a range of terms and benefit from the higher interest rates that locking away your money or making lump sum deposits can bring.

If the balance falls below the minimum operating balance, the basic savings rate of interest, which is currently 0.05% Gross p.a./AER (variable), shall apply.

  • 1 Year Fixed Rate Access Bond (Issue 263)

    Interest rate:

    1.01% Gross p.a./AER (fixed)

    • Minimum investment: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account
    • Interest paid: On maturity (31 July 2018)
    • Withdrawals: Withdrawals/transfers can be made of up to 50% of your capital investment without notice or loss of interest prior to maturity (31 July 2018). Withdrawals in excess of this amount are not permitted.

    The account is limited issue. Once the account is open, you can make deposits up to and including 31 July 2017. After this date the account may be closed for further deposits at any time and without notice.

    Full details
  • 2 Year Fixed Rate Bond (Issue 264)

    Interest rate:

    1.15% Gross p.a./AER (fixed)

    • Minimum investment: £100.
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account.
    • Interest paid: annually on 31 July (commencing 31 July 2018) and on maturity (31 July 2019).
    • Withdrawals: No withdrawals are permitted until the day after maturity (01 August 2019). Closure of the account is not permitted until the day after maturity (01 August 2019).

    This account is limited issue. Once the account is open, you can make deposits up to and including 31 July 2017. After this date the account may be closed for further deposits at any time and without notice.

    Full details
  • 3 Year Fixed Rate Bond (Issue 265)

    Interest rate:

    1.20% Gross p.a./AER (fixed)

    • Minimum investment: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account.
    • Interest paid: annually on 02 August (commencing 02 August 2018) and on maturity (02 August 2020).
    • Withdrawals: No withdrawals are permitted until the day after maturity (03 August 2020). Closure of the account is not permitted until the day after maturity (03 August 2020).

    This account is limited issue. Once the account is open, you can make deposits up to and including 31 July 2017. After this date the account may be closed for further deposits at any time and without notice.

    Full details
  • 4 Year Income Bond (Issue 20)

    Interest rate:

    1.30% Gross p.a.

    1.31% AER(fixed)

    • Minimum investment: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts)
    • Interest paid: monthly on the last working day of the month commencing 30 June 2017 and on maturity (01 August 2021). Interest must be transferred either to another building society/bank account or to another account held with the Society.
    • Withdrawals: Withdrawals are not permitted until the day after maturity/closure of the account (02 August 2021). Closure of the account is not permitted until the day after maturity (02 August 2021).

    This account is limited issue. Once the account is open, you can make deposits up to and including 31 July 2017. After this date the account may be closed for further deposits at any time and without notice.

    Full details
  • 5 Year Fixed Rate Bond (Issue 266)

    Interest Rate

    1.55% Gross p.a./AER (fixed)

    • Minimum investment: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account
    • Interest paid: annually on 31 July (commencing 31 July 2018) and on maturity (31 July 2022).
    • Withdrawals: No withdrawals are permitted until the day after maturity (01 August 2022). Closure of the account is not permitted until the day after maturity (01 August 2022).

    The account is limited issue. Once the account is open, you can make deposits up to and including 31 July 2017. After this date the account may be closed for further deposits at any time and without notice.

    Full details